Q: How much can I borrow?
A: You can borrow between $300 to $10,000. The amount we loan is determined by the wholesale value of the vehicle. Normally we loan 33-40%of this value, depending on the year, model, make, and mileage of the vehicle.

Q: How much does my car have to be worth?
A: Your car must be worth at least $1500 wholesale (click here to visit N.A.D.A online to get an estimate of your car's value).

Q: I have an older car, can I get a loan on it?
A: Usually we will not loan on a vehicle made before 1998, unless it meets certain qualifying conditions. Call us to see.

Q: Do I have to be a Utah resident?
A: Yes, but there are exceptions.

Q: Can I get a loan on a ATV or motorcycle?
A: Yes, but we need to hold them during the duration of the loan. Usually, we will loan between 50-60% of the wholesale value.

Q: Do I get to drive my car during the auto title loan?
A: Yes

Q: Does my car need to be paid off?
A: Yes and you will need to bring a clear title.

Q: Do I need to have good credit to get a loan?
A: No

Q: Do I need to be currently employed?
A: No

Q: Can I be on disability or retirement?
A: Yes

Q: Is there a pre-payment penalty?
A: No

Q: What do I need to bring with me?
A: In addition to the application (which you can download here) when you come in bring the title, vehicle, proof of residence (such as a recent utility bill), proof of insurance, a valid drivers license, plus a spare key.

For further questions call us at 1-801-264-1984 or email us at ctxfina@hotmail.com